10 years today The Living Room Letting Agency in Cardiff was created! At milestones like this it causes time for reflection and an opportunity to say a big thank you to a lot of people.

It’s been well documented that the government has given landlords the option to request a 3-month payment holiday from mortgage lenders if their tenants have been adversely affected by COVID-19. However, what’s not been very well documented is the consequences of a landlord exercising this option.